Official Home Affairs Cost Guide 2026

Student Visa (Subclass 500) Fees & Financial Requirements

Complete 2026 breakdown of primary visa charges ($710 AUD), dependant fees, mandatory OSHC health cover rates, medical examination costs, and official living expense proof thresholds ($29,710 AUD/yr).

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$710 AUD
Main Applicant Visa Fee
$29,710 AUD
1-Year Living Expense Requirement
$530 AUD
Spouse / Adult Dependant Fee
~$550 AUD
Annual Single OSHC Health Cover
Official Pricing

Department of Home Affairs Visa Fees

Official Visa Application Charges (VAC) payable upon ImmiAccount lodgement:

Main Applicant (Subclass 500)
Primary student visa application charge payable to Home Affairs.
$710 AUD
Additional Applicant (18 Years or Over)
Spouse, de-facto partner, or dependent adult relative.
$530 AUD
Additional Applicant (Under 18 Years)
Dependent child under 18 years old.
$175 AUD
Subsequent Temporary Application Charge
Surcharge applied if renewing or lodging student visa inside Australia on certain visas.
$700 AUD
Additional Items

Mandatory Third-Party Visa Costs

Estimated out-of-pocket expenses for medicals, insurance, and testing:

OSHC Health Cover (Single Student)
Mandatory health insurance for 1 year from Bupa, Medibank, Allianz, or NIB.
~$550–$650 AUD / yr
OSHC Health Cover (Couple / Family)
Mandatory coverage for student and accompanying spouse / dependent children.
~$2,600–$4,800 AUD / yr
Panel Physician Medical Exam & Chest X-Ray
Health assessment conducted by authorized Bupa Medical Visa Services clinic.
~$320–$380 AUD
Biometrics Collection Fee
Fingerprint and digital photo capture at VFS Global / Australian Visa Centre.
~$85 AUD
English Test Fee (IELTS / PTE Academic)
Standard registration fee for academic English proficiency exam.
~$410 AUD

Student Visa Fees FAQ

Are Home Affairs visa application fees refundable if my visa is refused?
No. The Department of Home Affairs visa application charge ($710 AUD) is non-refundable regardless of whether your visa application is approved or refused.
How can I prove the $29,710 AUD living expenses requirement?
You can provide official bank savings statements held for at least 3 months, an approved education loan sanction letter, or proof that your parents/sponsor earn at least $87,856 AUD per year.

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